COMPLAINTS & GRIEVANCE REDRESSAL

Valluvanadu Easy Money is committed to providing prompt and efficient services to its customers. We believe in fair practices and transparency in all our dealings. Any customer having a complaint or grievance may follow the redressal mechanism outlined below.

1. How to Register a Complaint

Customers may lodge their complaints/grievances through any of the following channels:

Level I
If you have any service request / complaints please contact our branch office;

Please mention your loan account number / customer ID and contact details for faster resolution

Level II
If the customer is not satisfied with the response provided by the Branch head after 3 working days, the grievance may be escalated to the Area Manager.

Please mention your loan account number / customer ID and contact details for faster resolution

Level III
If the customer is not satisfied with the response provided by the Area Manager after 3 days, the grievance may be escalated to the Divisional Manager.

Please mention your loan account number / customer ID and contact details for faster resolution

Level IV

If the customer is not satisfied with the response provided by the Divisional Manager after 6 days, the grievance may be escalated to the Nodal Officer.

Nodal Officer Contact Details
Name Mr. Sudhin K
Contact Number 7594900299
Email ID complaints@valuvanaducapital.com
Availability 10:00 a.m. to 6:00 p.m. (Monday to Friday, excluding public and banking holidays)
Written Communication Nodal Officer (NO)
Valuvanadu Capital Limited
Corporate Office: Building No 8/137 Ch Bypass Road,
Karuvambram Post, Karuvambram,
Malappuram, Manjeri,
Kerala, India, 676123

Please mention your loan account number / customer ID and contact details for faster resolution

Level V

If the customer is not satisfied with the response provided by the Nodal Officer after 5 working days, the grievance may be escalated to the Grievance Redressal Officer.

Grievance Redressal Officer
Name Mrs. Jeena Sunny
Contact Number 7594900277
Email ID grievance@valuvanaducapital.com
Written Communication Grievance Redressal Officer
Valuvanadu Capital Limited
Corporate Office: Building No 8/137 CH Bypass
Road, Karuvambram Post, Karuvambram,
Malappuram, Manjeri, Kerala, India, 676123

Please mention your loan account number / customer ID and contact details for faster resolution

Level VI

If the customer is not satisfied with the resolution provided by the Grievance Redressal Officer after 5 working days, the complaint may be escalated to the Principal Nodal Officer:

Principal Nodal Officer
Name Mr. Nidheesh P C
Contact Number 7356477762
Email ID pno@valuvanaducapital.com
Written Communication Principal Nodal Officer
Valuvanadu Capital Limited
Corporate Office: Building No 8/137 Ch Bypass
Road, Karuvambram Post, Karuvambram,
Malappuram, Manjeri, Kerala, India, 676123

Please mention your loan account number / customer ID and contact details for faster resolution

Level VII

If the customer is not satisfied with the resolution provided by the Principal Nodal Officer, the complaint may be escalated to the NBFC Ombudsman. The complainant can approach the NBFC Ombudsman only if the complaint is not resolved within 30 days after contacting the Company.

NBFC Ombudsman
Reserve Bank of India
06, Sansad Marg, New Delhi
Tel: 011-23313359

Or

If the customer is dissatisfied with the resolution provided by the Principal Nodal Officer, they may lodge a complaint with the Reserve Bank of India through the Complaint Management System (CMS) under the Integrated Ombudsman Scheme.

CMS Portal: https://cms.rbi.org.in; or

Electronic or Physical Mode to the Centralized Receipt and Processing Centre (CRPC), RBI

Email: CRPC@rbi.org.in

Address: Centralized Receipt and Processing Centre (CRPC),
Reserve Bank of India, Central Vista,
Sector 17, Chandigarh – 160 017

Grievance Redressal Process

Timeframe for Grievance Redressal: Valluvanadu Easy Money shall endeavour at all times to redress every single grievance at the same time of its receipt. However, where there are some rectifying actions to be completed to ensure total redressal, the Company will advise the Customer of the progress of the Actions being taken and engage with the Customer in a meaningful manner so as to instil confidence in the system, till the resolution of the grievance.

Customer Responsibility

Customers are requested to provide complete and accurate information along with supporting documents, if any, to enable timely and effective resolution of complaints.

Please mention your loan account number / customer ID and contact details for faster resolution

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